Jane H. Rainwater
"Multi-Million Dollar Producer"

   Email: JaneHR@aol.com
   Office: (850) 897-1101
      Fax:  (850) 897-1143
 Toll Free: (888) 390-4450

We serve Bluewater Bay, Swift Creek, Rocky Bayou, Niceville, Valparaiso, Destin, Fort Walton Beach, Shalimar, and 30-A, Florida.


"Thank you so much for taking such good care of us over the years! We would never have made it without your help! Please keep in touch, and I have a feeling that we will be headed back your way after this tour and will look for you to help us out again!"

- Earl and Debbie

Jane H. Rainwater, Realtor, CAM

"Exclusive Buyer or Seller Representation"


The right realtor can make all the difference!
Make sure your real estate agent is working for you!

Jane H. Rainwater specializes in residential real estate, condominium and new construction in the panhandle area including Bluewater Bay, Swift Creek, Rocky Bayou, Niceville, Valparaiso, Destin, Fort Walton Beach, Shalimar, and 30-A. Jane offers a wealth of real estate knowledge and experience. Jane is committed to providing excellent customer service with the highest degree of professionalism and reliability.

Buying a Home

Are you ready to buy your next dream home? Below are a few steps to help you on the way to achieving your goal.

1. Establish the type of financing you'll need, before beginning your new home search.
We'll be happy to assist with this. You can find current interest rates here and please feel free to use this online mortgage calculator to see how much home you can afford.

2. Search the complete multiple listing service database to find homes throughout the entire Northwest Florida area, even those listed outside of our company.

3. Contact us for insight into the local real estate market, and to set up appointments
to view properties.

4. Select the right property and allow us to guide you through the complex contract and negotiation process.

Click here for our Buying a Home tips!

Selling a Home
Allow us to take care of the stress of selling your property. Jane believes in keeping sellers constantly updated and informed on the listing progress through frequent emails and phone calls.  Click here for our Selling Your Home tips!

Our Marketing Services include:
  • Free Comparative Market Analysis
  • Advice to sellers on the best and easiest way to show their home
  • Frequent contact with sellers, and prompt feedback on all showings
  • Yard Sign with flyer box
  • Open House
  • Realtor Tour
  • Property Disclosures
  • Virtual Tours
  • Emerald Coast Homes Online
  • Realtor.com
  • Northwest Florida Daily News
  • Emerald Coast Association of Realtors MLS
  • Truilia
  • Military by Owners
  • AHRN
Maximum Exposure:
  • SUPRA Lockbox for restricted access
  • Prompt entry in the Multiple Listing Service
  • Multiple interior and exterior photos
  • Comprehensive and accurate information
  • Easy to understand directions and showing instructions
  • Guidance through the complex negotiation and contract process
  • Coordination of inspections
  • Close monitoring of the transaction through closing.

  • Member Emerald Coast Association of Realtors
  • Member National Association of Realtors
  • Graduate Leadership Development Program
  • Member Multi-Million Dollar Sales Club
  • Relocation Specialist
  • E-Pro Internet Professional

1994-Present - Baywalk Real Estate, Inc.
1989-1994 - Murray Realty, Bicester, England, United Kingdom

1993 - Graduate of the Royal British Conservatory of Music, Oxford, England
1990 - University of Maryland, BA
1988 - Business Real Estate Appraisal; City College of Chicago, IL
1965 - Northeastern University, BA

Jane took early retirement from Civil Service working 10 years with the CIA, 4 years in Athens, Greece American Embassy and 10 years in England transferring to Civil Service at RAF Upper Heyford into Supervisor of Research and Development, Reports and Analysis, Pass and Registration, Information Security and working closely with British Customs. Relocating personnel is my specialty. Jane enjoys the challenges of Real Estate, she especially enjoys matching people with the right home as well as, pricing and marketing a property.


Toll Free 888-390-4450

Phone (850) 897-1101
Fax (850) 897-1143

4566 Hwy 20 E.
Suite 104
Niceville, FL 32578